Dropped your camera in the toilet, again?

Here’s a little known perk: your credit card may offer extended warranties on your recent electronics purchases. Talk about beating the system.

Now, I’ll be the first to say that credit cards intimidate me (so you can expect to see plenty of posts in the near future on how to choose one and how to make sure it’s working for you rather than against you) but I’m definitely all about taking my perks where I can get them.

Here’s a video from the CNBC show On The Money about a few credit card perks you might not know about, including the extended warranty bit. Honestly, a lot of these probably don’t apply to you as a student, but the best advice: Call up your credit card company and ask them to send you a one page summary of your perks. Take advantage, they’re working for you, remember?

Click on the image to check out the video, p.s. the guy being interviewed writes the I Will Teach You To Be Rich blog in my blogroll (which works now).